Auto Accidents

Standing By, Ready To Help

Suffering serious injuries from a car accident can be overwhelming, especially if the other driver was at fault. Yet, even with a clear and obvious case, the road to fair compensation can be filled with challenges, particularly when insurance companies are involved.

At this point, you won’t have to worry only about medical expenses, lost wages, and getting your life back on track — but navigating complex insurance policies and claim processes, too. Fortunately, an experienced personal injury attorney can help you handle the legal side of things and advocate on your behalf to secure full, fair compensation.

Auto accidents lawyer David Pigott and the entire team at Pigott Law Group in Buffalo, NY, will work to ease your financial and legal burdens in an effort to free you up to focus on recovery, which is by far the most important thing you can do.

Do I Need An Attorney If The Other Driver Is Clearly At Fault?

Even if the other driver admits fault, insurance companies rarely concede easily. Adjusters often minimize injury claims with the goal of accomplishing one thing—limiting payouts.

Engaging an experienced attorney for your auto accident claim is essential to navigating the complexities of your case. Even better, our firm handles these claims on a contingency fee basis, meaning we only receive payment if we successfully secure a win for you.

Can I Pursue An Auto Accident Lawsuit If I Was Partially At Fault?

New York law permits filing a claim even if you bear some responsibility for the accident. Through the state’s comparative negligence rule, any compensation awarded is adjusted to reflect your share of fault.

For instance, if you’re found to be 30% at fault, you may still recover 70% of the total claim’s value. Speaking with an attorney experienced in auto accident cases can help clarify your options and guide you in taking the next steps.

What Happens If The Other Driver Is Uninsured Or Underinsured?

While New York law mandates that all drivers carry insurance, some still fail to do so. Thankfully, most New York auto insurance policies include uninsured and underinsured motorist coverage, which can offer essential protection in these scenarios.

Additionally, the Motor Vehicle Accident Indemnification Corporation (MVAIC) provides added support when other insurance options are insufficient. This coverage can help compensate for both property damage and personal injuries when an at-fault driver lacks adequate insurance.

Who Will Pay For My Car Repairs?

If another driver has been found to be at fault, their insurance should cover your vehicle repairs. If their insurance company delays or disputes your claim, you may workaround this by filing a claim through your own collision insurance.

Doing so will likely mean you have to pay a deductible, however, which could take months to be refunded through subrogation, assuming your insurer successfully recovers costs from the other side.

How Are Damages Calculated?

Personal injury damages vary based on the severity of the injuries you’ve suffered and their impact on your life. Nonetheless, generally speaking, damages include:

• Medical costs
• Surgeries
• Ongoing care
• Lost income
• Emotional trauma suffered
• And more

Severe injuries usually lead to higher compensation, whereas less severe injuries lead to lower compensation. Calculating damages is complicated, with several factors and criteria weighing into the final calculation. Consulting an experienced personal injury attorney is the best way to get the most accurate figure as part of your claim you can.

Ready To Speak With A New York Car Accident Attorney About Your Personal Injury Case?

Facing insurance in auto accident injury law on your own is challenging in and of itself. Adding the stress and pain you’re suffering as the result of a car accident, and things only become even more difficult. Between an uncountable amount of paperwork, meeting deadlines, and dealing with unfair adjusters, don’t risk getting caught up by the system. Reach out to Pigott Law Group for assistance today. We’ll set up a consultation and give you an idea of how we can help you move forward.